Although most health insurance plans that parents have will insure their children up until the age of 24, it is sometimes more financially practical for parents to look into student health insurance plans once their children leave for college. Many parents purchase student health insurance plans for their children because in order to prevent or avoid the hassle of receiving referrals from out-of-state. Student health insurance plans are especially beneficial for those parents who do not already have health coverage for their children.If you are a parent considering a student health insurance plan for you college child, remember to ask these questions before signing up:1. What, if any, are the excluded pre-existing conditions? (This is especially important for students already in need of special medical attention.)2. Will my child be offered free or low cost coverage at a campus clinic? (Some health conditions, such as colds, low fevers, sore throats, and upset stomachs do not require emergency attention. When they do require attention it is usually available more quickly and conveniently at an on-campus clinic.)3. Will my child be covered for any emergency room visits without approval? What steps will he or she have to take in the event of an emergency? (These steps are important to know before an emergency; after an emergency situation has occurred is no time to try to figure out the necessary steps to take.)4. Will my child be covered during the summer months if he or she is not enrolled in summer classes? (This especially applies to students who plan to remain in the area during summer vacation.)5. Will my child be able to use any provider, or is an HMO required?Get answers to all your questions before purchasing a student health insurance plan for your child. Make sure to discuss all pre-existing conditions and possible emergency situations in order to fully understand the student health insurance plan.
If there’s one thing I love about best mans speeches, it is the jokes that make any speech enjoyable. You can bring the house down with few jokes. Weddings are such a joyous occasion. Make it more alive by injecting few jokes in your best man speeches. However there are certain limitations in using jokes in best mans speeches. Here are some guidelines on how to use humor in best mans speeches:1) No private joke pleaseAvoid telling private jokes that only few people can relate to. It is impolite to the guests. Not only that you’ll alienate the guests but you’ll also make some of the guest curious. You may not be ready to discuss the history of those private jokes.2) Don’t make green jokesConsider that there are children in the wedding. You don’t want to make some issue with the parents of those children. Although it may be tempting to tease the newlywed, you should reserve those kinds of jokes in the locker room.3) Don’t embarrass the newlywedDon’t make the mistake of making the groom regret why he chose you to be the best man. Your primary purpose is to pay tribute to the couple and not to be funniest man alive. Your jokes should not be at the expense of the couple.4) Tell jokes that are newIf you’re going to tell jokes, make sure that it is not something most people already knew. Search for fresh materials for your jokes. All too often that best mans speeches tell the same kind of jokes over and over again. If you’re going to tell a joke, ensure that not even a five year old child knows the punch line.